Terms of Service

By using WiseOwl ("the site"), you agree to these terms. If you do not agree, please do not use the site.

Educational use only

WiseOwl provides educational estimates and is not financial advice. See our Disclaimer for details. You are responsible for any decisions you make.

No warranty

The site is provided "as is" without warranties of any kind. We do not guarantee that calculations are accurate, complete, or suitable for your circumstances.

Limitation of liability

To the maximum extent permitted by law, WiseOwl and its operators are not liable for any loss or damage arising from your use of, or reliance on, the site.

Changes

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the revised terms.